How mobile deposit works

Explore these simple steps to deposit checks in minutes.

Compare the complete list of phones from Kyocera, including waterproof and rugged smartphones, flip and basic phones, and qwerty phones. First, use the IMEI number to check if your Verizon phone is unlocked and compatible with T-Mobile's network. Most Verizon phones are unlocked, but the phone also needs to be compatible with the T-Mobile Network. Once your compatible phone is unlocked, purchase a T-Mobile SIM card and choose a T-Mobile plan. On Android phones, you can find the IMEI number in the Settings menu. It can usually be found in one of the following locations, depending on the brand and Android version you are running.

1. Download the Wells Fargo Mobile app to your smartphone or tablet.

2. Sign on to your account.

3. Select Deposit in the bottom bar. Or, use the Deposit Checks shortcut.

1. Select an account from the Deposit to dropdown. If you have set up a default account, it will already be pre-selected.

2. If you want to create or change your default account, go to the Deposit to dropdown and select the account you want to make your default, then select Make this account my default.

1. Enter the check amount. Your account’s remaining daily and 30-day mobile deposit limit will also display on the screen.

2. Make sure the amount entered matches the amount on your check, and select Continue.

1. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Bank Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).

2. Take a photo of the front and back of your endorsed check. You can use the camera button to take the photo. For best results, use these photo tips:

• Place check on a dark-colored, plain surface that’s well lit.

• Position camera directly over the check (not angled).

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• Fit all 4 corners inside the guides on your mobile device’s screen.

1. Make sure your deposit information is correct, then select Deposit.

2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit.

3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.

Still have questions?

Mobile deposit is only available through the Wells Fargo Mobile^® app. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement for other terms, conditions, and limitations.

LRC-0620

The first digital cell phones were the second generation (2G) of cellular technology. Digital phones use the same radio technology as analog phones, but they use it differently. Analog systems don't fully use the signal between the phone and the cellular network -- analog signals can't be compressed and manipulated as easily as true digital signals. This is why cable companies switched to digital -- to fit more channels within a given bandwidth.

Digital phones convert your voice into binary information (1s and 0s) and then compress it (see How Analog-Digital Recording Works for details on the conversion process). This compression allows between three and 10 digital cell phone calls to occupy the space of a single analog call.

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Many digital cellular systems rely on frequency-shift keying (FSK) to send data back and forth over AMPS. FSK uses two frequencies, one for 1s and the other for 0s, alternating rapidly between the two to send digital information between the cell tower and the phone. Clever modulation and encoding schemes are required to convert the analog information to digital, compress it and convert it back again while maintaining an acceptable level of voice quality. All of this means that digital cell phones have to contain a lot of processing power.

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Let's take a good look inside a digital cell phone.